/* Norhi design system - spec v8 sections 2 to 5 */
:root{
  --blue:#4368FA; --blue-dark:#3554DC; --navy:#27325E; --midnight:#00154A;
  --ink:#161925; --sky:#9CEBFF; --mint:#5DD39E; --green:#00D37F;
  --apricot:#FFD5C7; --coral:#FF7752; --sunshine:#FFD454; --pink:#FB507E;
  --cloud:#EFF1F7; --white:#fff;
  --grey:#5A6180; --line:#E3E7F2;
  --r-sm:12px; --r:16px; --r-lg:24px;
  --shadow:0 4px 20px rgba(39,50,94,.06);
  --shadow-lg:0 12px 40px rgba(39,50,94,.10);
  --wrap:1160px;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{
  margin:0;background:var(--white);color:var(--ink);
  font-family:Inter,system-ui,-apple-system,'Segoe UI',sans-serif;
  font-size:1.0625rem;line-height:1.6;-webkit-font-smoothing:antialiased;
}
h1,h2,h3,h4,.font-display{font-family:Poppins,Inter,system-ui,sans-serif;color:var(--navy);margin:0 0 .5em}
h1{font-size:clamp(2.25rem,5vw,3.5rem);font-weight:800;line-height:1.12;letter-spacing:-.02em}
h2{font-size:clamp(1.75rem,3.4vw,2.25rem);font-weight:700;line-height:1.2;letter-spacing:-.015em}
h3{font-size:1.25rem;font-weight:700;line-height:1.3}
p{margin:0 0 1.1em}
a{color:var(--blue);text-decoration:none}
a:hover{text-decoration:underline}
img{max-width:100%;height:auto;display:block}
:focus-visible{outline:3px solid var(--navy);outline-offset:3px;border-radius:6px}

.wrap{width:100%;max-width:var(--wrap);margin:0 auto;padding:0 24px}
.wrap--narrow{max-width:760px}
.section{padding:72px 0}
.section--cloud{background:var(--cloud)}
.section--navy{background:var(--navy);color:#DCE1F0}
.section--navy h2,.section--navy h3{color:#fff}
.eyebrow{font-size:.8125rem;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:var(--blue);margin-bottom:14px}
.lede{font-size:1.1875rem;color:var(--grey);max-width:56ch}
.center{text-align:center}
.center .lede{margin-left:auto;margin-right:auto}

/* buttons - 44px min target */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:8px;
  min-height:2.875rem;padding:13px 26px;border-radius:var(--r-sm);
  font-family:Poppins,sans-serif;font-weight:600;font-size:1rem;
  border:2px solid transparent;cursor:pointer;transition:background .15s,color .15s,border-color .15s;
  text-decoration:none!important;
}
.btn--primary{background:var(--blue);color:#fff}
.btn--primary:hover{background:var(--blue-dark)}
.btn--ghost{background:transparent;color:var(--navy);border-color:var(--line)}
.btn--ghost:hover{border-color:var(--navy)}
.btn--white{background:#fff;color:var(--navy)}
.btn--white:hover{background:var(--cloud)}

/* nav */
.nav{position:sticky;top:0;z-index:60;background:rgba(255,255,255,.94);backdrop-filter:blur(10px);border-bottom:1px solid transparent;transition:box-shadow .2s,border-color .2s}
.nav.scrolled{box-shadow:0 2px 18px rgba(39,50,94,.08);border-bottom-color:var(--line)}
.nav-row{display:flex;align-items:center;gap:24px;min-height:74px}
.nav-brand{display:flex;align-items:center}
.nav-brand img{height:30px;width:auto}
.nav-links{display:flex;gap:28px;margin-left:auto}
.nav-links a{color:var(--navy);font-weight:500;font-size:.98rem}
.nav-cta{display:flex;gap:10px;margin-left:auto}
.nav-cta .btn{padding:10px 20px;font-size:.95rem}
.nav-burger{display:none;flex-direction:column;gap:5px;background:none;border:0;cursor:pointer;padding:12px;min-width:44px;min-height:44px}
.nav-burger span{display:block;width:22px;height:2px;background:var(--navy);border-radius:2px}
.mobile-menu{display:none;flex-direction:column;gap:4px;padding:12px 24px 22px;border-top:1px solid var(--line);background:#fff}
.mobile-menu.open{display:flex}
.mobile-menu a{padding:12px 0;color:var(--navy);font-weight:500;min-height:44px;display:flex;align-items:center}
@media(max-width:900px){
  .nav-links{display:none}
  .nav-cta{display:none}
  .nav-burger{display:flex;margin-left:auto}
}

/* hero */
.hero{position:relative;overflow:hidden;padding:76px 0 84px}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:center}
.hero ul.ticks{list-style:none;padding:0;margin:0 0 30px}
.hero ul.ticks li{display:flex;gap:10px;align-items:flex-start;margin-bottom:11px;font-weight:500;color:var(--navy)}
.tick{flex:0 0 22px;width:22px;height:22px;border-radius:50%;background:var(--mint);display:grid;place-items:center;margin-top:2px}
.tick svg{width:12px;height:12px}
.hero-cta{display:flex;gap:12px;flex-wrap:wrap}
.hero-art{position:relative}
.hero-art img{border-radius:var(--r-lg);box-shadow:var(--shadow-lg);position:relative;z-index:2}
.blob{position:absolute;border-radius:50%;filter:blur(2px);opacity:.75;z-index:1}
.blob--sky{width:230px;height:230px;background:var(--sky);top:-46px;right:-40px}
.blob--apricot{width:170px;height:170px;background:var(--apricot);bottom:-40px;left:-46px}
@media(prefers-reduced-motion:no-preference){
  .blob{animation:float 9s ease-in-out infinite}
  .blob--apricot{animation-delay:-4.5s}
}
@keyframes float{0%,100%{transform:translateY(0)}50%{transform:translateY(-16px)}}
@media(max-width:900px){.hero-grid{grid-template-columns:1fr;gap:40px}.blob{display:none}}

/* trust strip */
.trust{padding:34px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.trust p{font-size:.8125rem;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:var(--grey);text-align:center;margin-bottom:20px}
.trust-row{display:flex;flex-wrap:wrap;gap:52px;align-items:center;justify-content:center}
.trust-row img{height:64px;width:auto;object-fit:contain}
.trust-row--supported img{height:56px;background:#fff;border-radius:8px;padding:6px}

/* cards */
.grid{display:grid;gap:24px}
.grid--2{grid-template-columns:repeat(2,1fr)}
.grid--3{grid-template-columns:repeat(3,1fr)}
.grid--4{grid-template-columns:repeat(4,1fr)}
@media(max-width:900px){.grid--2,.grid--3,.grid--4{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:30px;box-shadow:var(--shadow)}
.card--flat{box-shadow:none}
.card .pill{display:inline-block;font-size:.75rem;font-weight:600;letter-spacing:.07em;text-transform:uppercase;padding:6px 12px;border-radius:999px;background:var(--cloud);color:var(--navy);margin-bottom:14px}
.card .pill--sky{background:var(--sky);color:var(--midnight)}
.card .pill--sun{background:var(--sunshine);color:var(--ink)}
.card-cta{display:flex;gap:10px;flex-wrap:wrap;margin-top:22px}

/* numbered steps */
.step{text-align:left}
.step-n{width:46px;height:46px;border-radius:14px;background:var(--blue);color:#fff;display:grid;place-items:center;font-family:Poppins,sans-serif;font-weight:700;font-size:1.2rem;margin-bottom:16px}

/* accordion */
.acc{border:1px solid var(--line);border-radius:var(--r);background:#fff;margin-bottom:12px;overflow:hidden}
.acc summary{list-style:none;cursor:pointer;padding:20px 24px;font-family:Poppins,sans-serif;font-weight:600;color:var(--navy);display:flex;justify-content:space-between;gap:16px;align-items:center;min-height:44px}
.acc summary::-webkit-details-marker{display:none}
.acc summary::after{content:'+';font-size:1.5rem;color:var(--blue);line-height:1;flex:0 0 auto}
.acc[open] summary::after{content:'\2013'}
.acc .acc-body{padding:0 24px 22px;color:var(--grey)}
.acc .acc-body p:last-child{margin-bottom:0}

/* quotes */
.quote{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:28px;box-shadow:var(--shadow)}
.quote blockquote{margin:0 0 16px;font-family:Poppins,sans-serif;font-size:1.125rem;font-weight:600;color:var(--navy);line-height:1.45}
.quote cite{font-style:normal;font-size:.9rem;color:var(--grey)}

/* footer */
.ft{background:var(--navy);color:#B9C2DC;padding:60px 0 30px;font-size:.95rem}
.ft a{color:#DCE1F0}
.ft a:hover{color:#fff}
.ft-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:40px}
@media(max-width:900px){.ft-grid{grid-template-columns:1fr 1fr;gap:32px}}
@media(max-width:560px){.ft-grid{grid-template-columns:1fr}}
.ft-brand img{height:30px;margin-bottom:16px}
.ft h2{color:#fff;font-size:.8125rem;letter-spacing:.1em;text-transform:uppercase;margin-bottom:16px;font-family:Inter,sans-serif;font-weight:600}
.ft ul{list-style:none;padding:0;margin:0}
.ft li{margin-bottom:10px}
.ft li a{min-height:24px;display:inline-flex;align-items:center}
.ft-base{border-top:1px solid rgba(255,255,255,.13);margin-top:44px;padding-top:22px;display:flex;flex-wrap:wrap;gap:14px;justify-content:space-between;font-size:.875rem;color:#8B95B5}
.tagline{color:#B9C2DC;max-width:34ch}

/* legal pages */
.page-head{background:var(--cloud);padding:56px 0 44px}
.page-head .pill{display:inline-block;font-size:.75rem;font-weight:600;letter-spacing:.08em;text-transform:uppercase;background:var(--blue);color:#fff;padding:5px 12px;border-radius:999px;margin-right:10px}
.updated{color:var(--grey);font-size:.95rem;margin:0}
.legal{padding:56px 0 80px}
.legal h2{font-size:1.375rem;margin-top:2em}
.legal h3{font-size:1.0625rem;margin-top:1.6em}
.legal ul,.legal ol{padding-left:1.3em;color:var(--ink)}
.legal li{margin-bottom:.5em}
.legal table{width:100%;border-collapse:collapse;margin:1.5em 0;font-size:.95rem}
.legal th,.legal td{border:1px solid var(--line);padding:11px 13px;text-align:left;vertical-align:top}
.legal th{background:var(--cloud);font-weight:600;color:var(--navy)}
.notice{background:var(--cloud);border-left:4px solid var(--blue);border-radius:0 var(--r-sm) var(--r-sm) 0;padding:18px 22px;margin:1.5em 0}
.notice p:last-child{margin-bottom:0}